Freddie Mac establishes on-the-ground Borrower Help Centers and national phone network with trusted non-profit intermediaries to help homeowners with Freddie Mac-owned mortgages avoid foreclosure. Today, our 14 Borrower Help Centers also work to prepare prospective homebuyers for successful homeownership.

Freddie Mac’s return to profitability in third quarter of 2012 allows us to pay a $1.8 billion dividend to the U.S Treasury.

Freddie Mac launches its Single-Family Structured Agency Credit Risk (STACR?) securitization to transfer credit risk exposure from U.S. taxpayers to private investors. We later introduced additional credit risk transfer offerings, including the Agency Credit Insurance Structure (ACIS?), our insurance-based credit risk sharing vehicle.

Freddie Mac’s total payments to the U.S. Treasury reach nearly $72 billion borrowed.

Freddie Mac begins to actively reduce less liquid assets from its investment portfolio and completes first non-performing loan sale. We’re now considered an industry leader in innovative sales of non-performing and reperforming loans.

Freddie Mac Multifamily launches innovative Small Balance Loan program to help small rental property owners and provide stability in the market. Since launching the program, we've financed over 350,000 rental units, helping preserve affordable housing nationwide.

Freddie Mac Single-Family introduces Loan Advisor Suite? to give lenders simpler tools, better efficiency, easier navigation, and more reliability for delivering quality loans.

Freddie Mac became the nation’s top multifamily financier in 2015, a distinction it has retained for four consecutive years. In 2018, we financed a record-setting $78 billion in total production, besting our prior record of $73.2 billion set in 2017.

Freddie Mac begins using the Common Securitization Platform to perform bond administration activities for the majority of its Single-Family fixed-rate mortgage-backed securities. This important milestone paves the way for the go-live of the Single Security Initiative in June 2019, when Freddie Mac and Fannie Mae will begin issuing Uniform-Mortgage Backed Securities (UMBS), through a combined $4 trillion to-be-announced (TBA) market.

Freddie Mac's Single-Family serious delinquency rate —those homeowners more than 90 days past due or in foreclosure — dipped below 1% for the first time in nearly a decade.

Freddie Mac introduces its innovative automated collateral evaluation (ACE) that offers an automated appraisal alternative that can save borrowers an average of $500 on the cost of an appraisal and provides lenders more peace of mind when they sell the loan to Freddie Mac.

In reaching this milestone, Freddie Mac’s risk transfer transactions greatly reduce the company’s and the U.S. taxpayer’s exposure to risk. Freddie Mac currently securitizes about 90 percent of the Multifamily mortgages it purchases through the K- and SB-Deal programs.

Freddie Mac’s total mortgage-related investments portfolio drops from over $867 billion in March 2009 to $247 billion as of February 2018, below the 2018 year-end Purchase Agreement cap of $250 billion. The portfolio has further declined to $236 billion as of the end of the second quarter of 2018.

Thanks to strong underwriting, Freddie Mac Multifamily’s delinquency rate drops to 0.01%, a historic low.

Freddie Mac announces that we have transferred a significant portion of mortgage credit risk to private investors on more than $1 trillion of single-family mortgages. Combined, we have transferred a portion of risk on $1.6 trillion in Single-Family and Multifamily mortgages away from taxpayers.

With this milestone, we helped make homeownership a reality for more than 270,000 low- to moderate-income families.

Merging Freddie Mac and Fannie Mae To-Be-Announced MBS markets into a single $4 trillion market - the second largest bond market in the world.

Freddie Mac Multifamily celebrates 10 years of K-Deals, the first modern multifamily securitization. Since its inception in 2009, more than $300 billion in loans have been securitized. By shifting a portion of our risk to the private sector, we’re helping to build a stronger company and protect taxpayers.

Through these and other milestones Freddie Mac is helping to build a better housing finance system for the nation. A steady stream of improvements and strong business fundamentals are key drivers in this transformation.